Mutual Funds vs Fixed Deposits: Which Is Better for You - ashwini wealth advisory

Mutual Funds vs Fixed Deposits: Which Is Better for You?

What Are Mutual Funds?

Invest in stocks, bonds, or both. Managed by experts for potential high returns

What Are Fixed Deposits?

Safe savings option with guaranteed returns. No market risks involved.

Returns

Mutual Funds: Market-linked, higher potential returns over time. Fixed Deposits: Fixed, stable returns. Perfect for peace of mind."

Risk

Mutual Funds: Moderate to high risk, depending on the type. Fixed Deposits: Low to no risk, guaranteed by banks.

Liquidity

Mutual Funds: Withdraw anytime, but may face charges. Fixed Deposits: Premature withdrawal possible, but with penalties.

Which Is Right for You?

Choose Mutual Funds for growth and long-term goals. Choose Fixed Deposits for stability and short-term goals.

Final Tip

Why not both? Diversify for a balanced portfolio Swipe up to learn more